Why is my good cholesterol so low?

Low HDL cholesterol (under 40 mg/dL for men, under 50 mg/dL for women) increases heart disease risk and can result from genetics, sedentary lifestyle, poor diet, smoking, or conditions like diabetes. Regular testing, exercise, healthy fats, and lifestyle changes can help raise HDL levels naturally.

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Understanding HDL: Your Body's Cholesterol Manager

High-density lipoprotein (HDL) cholesterol, often called 'good cholesterol,' plays a crucial role in your cardiovascular health. Unlike LDL cholesterol that can build up in your arteries, HDL acts like a cleanup crew, removing excess cholesterol from your bloodstream and transporting it to your liver for disposal. When your HDL levels drop too low, this protective mechanism weakens, leaving you more vulnerable to heart disease and stroke.

Low HDL cholesterol is surprisingly common, affecting approximately 38% of adults in the United States. While total cholesterol and LDL levels often get more attention, HDL deserves equal focus because it independently predicts cardiovascular risk. Even if your other cholesterol numbers look good, low HDL alone can significantly increase your chances of developing heart problems.

What Counts as Low HDL Cholesterol?

HDL cholesterol levels are measured in milligrams per deciliter (mg/dL) of blood. According to the American Heart Association, HDL levels below 40 mg/dL for men and below 50 mg/dL for women are considered low and represent a major risk factor for heart disease. Optimal HDL levels should be 60 mg/dL or higher, as this level is actually protective against heart disease.

HDL Cholesterol Level Categories

HDL levels should be evaluated alongside other cardiovascular risk factors for comprehensive assessment.
HDL Level (mg/dL)CategoryRisk LevelRecommended Action
Below 40 (men) / Below 50 (women)<40 (M) / <50 (F)LowHigh cardiovascular riskImmediate lifestyle changes, consider medication
40-5940-59 mg/dLBorderlineModerate riskFocus on lifestyle modifications
60 and above≥60 mg/dLOptimalProtectiveMaintain healthy habits

HDL levels should be evaluated alongside other cardiovascular risk factors for comprehensive assessment.

It's important to note that HDL levels can fluctuate based on various factors including recent illness, stress, or even the time of day. That's why doctors often recommend multiple tests over time to get an accurate picture of your HDL status. If you're concerned about your cholesterol levels, comprehensive testing can provide valuable insights into your cardiovascular health markers.

The HDL to Total Cholesterol Ratio

Beyond absolute HDL numbers, the ratio of HDL to total cholesterol provides additional insight into your cardiovascular risk. A healthy ratio is typically 5:1 or lower, meaning your total cholesterol should be no more than five times your HDL level. For example, if your HDL is 40 mg/dL, your total cholesterol should ideally be 200 mg/dL or less.

Common Causes of Low HDL Cholesterol

Lifestyle Factors

Your daily habits significantly influence HDL levels. A sedentary lifestyle is one of the most common culprits behind low HDL. Regular physical activity, particularly aerobic exercise, can increase HDL levels by 5-10%. Studies show that just 30 minutes of moderate exercise five times per week can make a meaningful difference in your HDL numbers.

Diet plays an equally important role. Consuming too many refined carbohydrates and trans fats while getting insufficient healthy fats can suppress HDL production. The typical Western diet, high in processed foods and low in omega-3 fatty acids, creates an environment where HDL struggles to maintain optimal levels.

  • Smoking: Reduces HDL by up to 15% and damages the proteins that help HDL function
  • Excessive alcohol: While moderate alcohol may raise HDL, excessive drinking harms overall health
  • Obesity: Particularly abdominal obesity, which can lower HDL by 5-10 mg/dL
  • High sugar intake: Fructose and added sugars specifically suppress HDL production

Medical Conditions and Medications

Several health conditions can contribute to low HDL levels. Type 2 diabetes and metabolic syndrome are strongly associated with decreased HDL, often creating a dangerous combination of high triglycerides and low HDL. Insulin resistance, which underlies both conditions, disrupts the normal metabolism of lipoproteins, leading to lower HDL production and faster HDL clearance from the blood.

Certain medications can also lower HDL as an unintended side effect. Beta-blockers, anabolic steroids, progestins, and some psychiatric medications may reduce HDL levels. If you're taking any of these medications and have low HDL, discuss alternatives with your healthcare provider rather than stopping them on your own.

Genetic Factors

Genetics account for approximately 50% of the variation in HDL levels between individuals. Some people inherit variants in genes like ABCA1, APOA1, or CETP that affect HDL production or function. Familial hypoalphalipoproteinemia, a genetic condition causing very low HDL, affects about 1 in 50 people. While you can't change your genetics, understanding your genetic predisposition helps you know how aggressively to pursue lifestyle modifications.

Health Risks Associated with Low HDL

Low HDL cholesterol significantly increases your risk of cardiovascular disease. Research shows that for every 1 mg/dL decrease in HDL, cardiovascular risk increases by 2-3%. This relationship remains strong even when LDL cholesterol is well-controlled, highlighting HDL's independent role in heart health.

Beyond heart disease, low HDL is associated with increased risk of stroke, peripheral artery disease, and even cognitive decline. HDL cholesterol has anti-inflammatory and antioxidant properties that protect blood vessels throughout your body, not just in your heart. When HDL levels drop, you lose these protective benefits, accelerating the aging of your vascular system.

Low HDL also often occurs alongside other metabolic problems, creating a compound effect on health. The combination of low HDL, high triglycerides, and insulin resistance, sometimes called the 'atherogenic triad,' is particularly dangerous and increases heart disease risk by up to five times compared to having normal levels of all three markers.

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Natural Ways to Increase HDL Cholesterol

Exercise and Physical Activity

Exercise is one of the most effective ways to raise HDL naturally. Aerobic exercise like running, cycling, or swimming can increase HDL by 5-10% within 8-12 weeks. High-intensity interval training (HIIT) appears particularly effective, with studies showing HDL increases of up to 15% in some individuals. Resistance training also helps, though to a lesser degree than aerobic exercise.

The key is consistency and progression. Start with 150 minutes of moderate-intensity exercise per week, as recommended by the American Heart Association. As your fitness improves, gradually increase intensity or duration. Even small amounts of activity help; studies show that previously sedentary individuals who start walking 30 minutes daily can see HDL improvements within weeks.

Dietary Strategies

Your diet profoundly impacts HDL levels. Focus on incorporating healthy fats while reducing refined carbohydrates and trans fats. The Mediterranean diet, rich in olive oil, nuts, fish, and vegetables, has been shown to increase HDL by 10-15% while improving HDL function.

  • Olive oil: Extra virgin olive oil can raise HDL by 5-10 mg/dL when used regularly
  • Fatty fish: Salmon, mackerel, and sardines provide omega-3s that boost HDL
  • Nuts and seeds: Almonds, walnuts, and flaxseeds improve the HDL to LDL ratio
  • Avocados: Rich in monounsaturated fats that support HDL production
  • Soluble fiber: Found in oats, beans, and fruits, helps optimize cholesterol balance

Avoid trans fats completely, as they simultaneously lower HDL and raise LDL. Limit added sugars to less than 25 grams per day for women and 36 grams for men, as excess sugar suppresses HDL production and increases triglycerides.

Lifestyle Modifications

Several lifestyle changes can support healthy HDL levels. If you smoke, quitting is the single most impactful change you can make, potentially raising HDL by 15-20% within weeks. Weight loss, particularly reducing abdominal fat, can increase HDL by 1 mg/dL for every 7 pounds lost in overweight individuals.

Stress management also plays a role, as chronic stress can lower HDL through increased cortisol production. Practices like meditation, yoga, or regular relaxation exercises help maintain healthy HDL levels. Additionally, ensuring adequate sleep (7-9 hours nightly) supports optimal cholesterol metabolism.

Medical Treatments and Interventions

When lifestyle changes aren't enough to raise HDL to healthy levels, medical interventions may be necessary. Niacin (vitamin B3) was historically the most effective medication for raising HDL, increasing levels by 15-35%. However, recent studies have shown that while niacin raises HDL numbers, it doesn't necessarily reduce cardiovascular events, leading to decreased use in clinical practice.

Statins, primarily used to lower LDL cholesterol, can modestly increase HDL by 5-10%. Fibrates like fenofibrate can raise HDL by 10-20% and are particularly useful when low HDL occurs alongside high triglycerides. Your doctor might also consider newer medications or combination therapies based on your overall cardiovascular risk profile.

Monitoring Your Progress

Regular monitoring is essential when working to improve HDL levels. Initial improvements from lifestyle changes typically appear within 6-8 weeks, though maximum benefits may take 3-6 months. Track not just your HDL number but also other cardiovascular markers like triglycerides, LDL, and inflammatory markers for a complete picture of your heart health.

Consider testing every 3-4 months initially to assess your response to interventions. Once you achieve target levels, annual or biannual testing may be sufficient unless you make significant lifestyle changes or start new medications. For comprehensive cardiovascular monitoring including advanced markers like ApoB and ApoA1, regular testing provides the insights needed to optimize your heart health strategy.

If you already have recent blood test results that include cholesterol panels, you can get a detailed analysis of your cardiovascular risk factors using SiPhox Health's free blood test analysis service. This service provides personalized insights and recommendations based on your specific biomarker patterns, helping you understand exactly where you stand and what steps to take next.

Taking Action for Better HDL Levels

Low HDL cholesterol is a modifiable risk factor for heart disease that responds well to targeted interventions. While genetics play a role, most people can significantly improve their HDL levels through consistent lifestyle changes. Start with the basics: increase physical activity, improve your diet quality, quit smoking if applicable, and manage your weight. These foundational changes often produce noticeable improvements within weeks to months.

Remember that raising HDL is just one part of cardiovascular health. Focus on your overall metabolic health, including blood pressure, blood sugar, and inflammation markers. By taking a comprehensive approach to heart health and monitoring your progress with regular testing, you can significantly reduce your cardiovascular risk and improve your long-term health outcomes.

References

  1. Bartlett, J., Predazzi, I. M., Williams, S. M., et al. (2016). Is Isolated Low High-Density Lipoprotein Cholesterol a Cardiovascular Disease Risk Factor? Circulation: Cardiovascular Quality and Outcomes, 9(3), 206-212.[Link][DOI]
  2. Kosmas, C. E., Martinez, I., Sourlas, A., et al. (2018). High-density lipoprotein (HDL) functionality and its relevance to atherosclerotic cardiovascular disease. Drugs in Context, 7, 212525.[PubMed][DOI]
  3. Mann, S., Beedie, C., & Jimenez, A. (2014). Differential effects of aerobic exercise, resistance training and combined exercise modalities on cholesterol and the lipid profile: review, synthesis and recommendations. Sports Medicine, 44(2), 211-221.[PubMed][DOI]
  4. Quispe, R., Hendrani, A. D., Baradaran-Noveiry, B., et al. (2019). Characterization of lipoprotein profiles in patients with hypertriglyceridemic Fredrickson-Levy and Lees dyslipidemia phenotypes. Archives of Medical Science, 15(1), 42-52.[PubMed][DOI]
  5. Siri-Tarino, P. W., & Krauss, R. M. (2016). Diet, lipids, and cardiovascular disease. Current Opinion in Lipidology, 27(4), 323-328.[PubMed][DOI]
  6. Wilson, P. W., Abbott, R. D., & Castelli, W. P. (1988). High density lipoprotein cholesterol and mortality. The Framingham Heart Study. Arteriosclerosis, 8(6), 737-741.[PubMed][DOI]

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Frequently Asked Questions

How can I test my HDL cholesterol at home?

You can test your HDL cholesterol at home with SiPhox Health's Heart & Metabolic Program. This CLIA-certified program includes HDL cholesterol testing along with other crucial cardiovascular markers, providing lab-quality results from the comfort of your home.

What is the optimal HDL cholesterol level?

Optimal HDL levels are 60 mg/dL or higher for both men and women, as this level provides protection against heart disease. Levels below 40 mg/dL for men and below 50 mg/dL for women are considered low and increase cardiovascular risk.

How quickly can I raise my HDL cholesterol naturally?

With consistent lifestyle changes like regular exercise and dietary improvements, you can see HDL increases within 6-8 weeks. Some changes like quitting smoking can raise HDL by 15-20% within just a few weeks, while exercise typically shows results within 8-12 weeks.

Can supplements help raise HDL cholesterol?

Some supplements like omega-3 fatty acids, niacin, and plant sterols may modestly increase HDL levels. However, lifestyle changes typically produce more significant and sustainable improvements. Always consult your healthcare provider before starting supplements.

Is low HDL genetic or lifestyle-related?

Both factors contribute to HDL levels. Genetics account for about 50% of HDL variation between individuals, while lifestyle factors like diet, exercise, smoking, and weight make up the other 50%. Even with genetic predisposition, lifestyle changes can significantly improve HDL levels.

This article is licensed under CC BY 4.0. You are free to share and adapt this material with attribution.

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Director of Clinical Product Operations at SiPhox Health with a background in medicine and a passion for health optimization. Experienced in leading software and clinical development teams, contributing to patents, launching health-related products, and turning diagnostics into actionable tools.

View Details
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Advisor

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Dr. Thompson’s interests in exercise, general cardiology and sports cardiology originated from his own distance running: he qualified for the 1972 Olympic Marathon Trials as a 3rd year medical student and finished 16th in the 1976 Boston Marathon. Dr. Thompson publishes a blog 500 Rules of Cardiology where he shares lessons and anecdotes that he has learned over his extensive career as a physician, researcher and teacher.

View Details
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Advisor

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His latest book, ‘Lies I Taught In Medical School’ is an instant New York Times bestseller and has re-framed how we think about metabolic health and longevity. In addition to being a practicing physician, he is author of over 200 peer reviewed scientific papers and 14 books that are available in fourteen languages.

View Details
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Advisor

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In addition to his academic pursuits, Dr. Bikman is the author of Why We Get Sick and How Not To Get Sick.

View Details
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View Details
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Health Programs Lead, Health Innovation

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She earned her medical degree from Imperial College London, where she also completed her MSc in Human Molecular Genetics after obtaining a BSc in Biochemistry from Queen Mary University of London. Her academic research includes significant work in developmental cardiovascular genetics, with her thesis publication contributing to the understanding of genetic modifications on embryonic cardiovascular development.

View Details
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Director of Clinical Product Operations

Director of Clinical Product Operations at SiPhox Health with a background in medicine and a passion for health optimization. Experienced in leading software and clinical development teams, contributing to patents, launching health-related products, and turning diagnostics into actionable tools.

View Details
Paul Thompson, MD

Paul Thompson, MD

Advisor

Paul D. Thompson is Chief of Cardiology Emeritus of Hartford Hospital and Professor Emeritus at University of Connecticut Medical School. He has authored over 500 scientific articles on cardiovascular risk factors, the effects of exercise, and beyond. He received National Institutes of Health’s (NIH) Preventive Cardiology Academic Award, and has received NIH funding for multiple studies.

Dr. Thompson’s interests in exercise, general cardiology and sports cardiology originated from his own distance running: he qualified for the 1972 Olympic Marathon Trials as a 3rd year medical student and finished 16th in the 1976 Boston Marathon. Dr. Thompson publishes a blog 500 Rules of Cardiology where he shares lessons and anecdotes that he has learned over his extensive career as a physician, researcher and teacher.

View Details
Robert Lufkin, MD

Robert Lufkin, MD

Advisor

Physician/medical school professor (UCLA and USC) and New York Times bestselling author empowering people to take back their metabolic health with lifestyle and other tools. A veteran of the Today Show, USA Today, and a regular contributor to FOX and other network news stations, his weekly video podcast reaches over 500,000 people. After reversing chronic disease and transforming his own life he is making it his mission to help others do the same.

His latest book, ‘Lies I Taught In Medical School’ is an instant New York Times bestseller and has re-framed how we think about metabolic health and longevity. In addition to being a practicing physician, he is author of over 200 peer reviewed scientific papers and 14 books that are available in fourteen languages.

View Details
Ben Bikman, PhD

Ben Bikman, PhD

Advisor

Benjamin Bikman earned his Ph.D. in Bioenergetics and was a postdoctoral fellow with the Duke-National University of Singapore in metabolic disorders. Currently, his professional focus as a scientist and professor (Brigham Young University) is to better understand the role of elevated insulin and nutrient metabolism in regulating obesity, diabetes, and dementia.

In addition to his academic pursuits, Dr. Bikman is the author of Why We Get Sick and How Not To Get Sick.

View Details
Tash Milinkovic, MD

Tash Milinkovic, MD

Health Programs Lead, Heart & Metabolic

Dr. Natasha Milinkovic is part of the clinical product team at SiPhox Health, having graduated from the University of Bristol Medical School. Her medical career includes rotations across medical and surgical specialties, with specialized research in vascular surgery, focusing on recovery and post-operative pain outcomes. Dr. Milinkovic built her expertise in emergency medicine as a clinical fellow at a major trauma center before practicing at a central London teaching hospital throughout the pandemic.

She has contributed to global health initiatives, implementing surgical safety standards and protocols across rural Uganda. Dr. Milinkovic initially joined SiPhox Health to spearhead the health coaching initiative and has been a key contributor in the development and launch of the Heart and Metabolic program. She is passionate about addressing health disparities by building scalable healthcare solutions.

View Details